Wording Documents

Full details of our Policies.

Policy Wordings & Key Facts Documents

Our policy wording documents outline the full coverage, limitations, terms and conditions that relate to our policies. It is important that you read and understand these documents when purchasing our policies.

You can view our policy wordings and key facts documents by clicking on the relevant links below. You will need the free Adobe Acrobat Reader software installed to view PDF files. If you do not already have it installed, you can download it by clicking here. Please contact us if you have any questions.

Please read details regarding pre-existing medical conditions before purchasing cover.

First Class Policy:           Policy Wording Document       Key Facts Document

Economy 500 Policy:           Policy Wording Document       Key Facts Document

Longstay Policy:           Policy Wording Document       Key Facts Document

Backpacker Policy:           Policy Wording Document       Key Facts Document

Medicare Extra Policy:           Policy Wording Document       Key Facts Document

Annual Multi Trip Policy:           Policy Wording Document       Key Facts Document

Budget Annual Multi Trip Policy:           Policy Wording Document       Key Facts Document

Emigration Insurance (Gold & Silver):           Policy Wording Document       Key Facts Document

Working Holiday Policy:           Policy Wording Document       Key Facts Document


The above documents apply to policies purchased on or after the 14th January 2015. Please see below for documents relating to policies purchased before this date.


Please see the table below for all wordings and key facts documents for URV policies bought between 1st April 2014 and 13th January 2015.

 
Policy Wordings
Key Facts Document

First Class

Economy 500
Longstay
Backpacker
Medicare Extra
Annual Multi-Trip
Budget Annual Multi-Trip
Emigration Insurance (Gold & Silver

 

Please see the table below for all wordings and key facts documents for URV policies bought between 1st January 2013 and 31st March 2014.

 
Policy Wordings
Key Facts Document

First Class/Emigration

Economy 500
Longstay
Backpacker
Medicare Extra
Annual Multi-Trip

 

Please see the table below for all wordings and key facts documents for URV policies bought between 1st January 2012 and 31st December 2012.

 
Policy Wordings
Key Facts Document

First Class/Emigration

Economy 500
Longstay
Backpacker
Medicare Extra
Annual Multi-Trip

 

Please see the table below for all wordings and key facts documents for URV policies bought between 1st January 2011 and 31st December 2011.

 
Policy Wordings
Key Facts Document

First Class/Emigration

Economy 500
Longstay
Backpacker
Medicare Extra
Annual Multi-Trip

Please see the table below for all wordings and key facts documents for URV policies bought before 1st January 2011.

 
Policy Wordings
Key Facts Document

First Class/Emigration

Economy 500
Longstay
Backpacker
Medicare Extra
Annual Multi-Trip





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