Activity Packs

Travel Insurance for Sports & Activities

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Our travel insurance policies really do offer great value for money with an array of Sports and Adventurous activities covered automatically. These activities are listed below. If you have purchased a policy already please refer to your policy wording document for details of coverage as these lists change from time to time.

If you are participating in any of the Hazardous activities listed within an activity pack higher than pack 1 then you must purchase the appropriate Hazardous activity pack and each activity must not exceed 25% of your overall trip duration. Please get in touch with the details of the activities you'll be undertaking if you are unsure if you'll be covered.

The activities covered are on a ‘non incidental basis’ – meaning that your chosen activity is not the sole purpose of your trip. All of the activities are covered on a non-professional and non-competitive basis, unless otherwise stated. Any claims which arise
whilst undertaking any of these activities for any purpose other than leisure (examples of non-leisure purposes include racing, timed events, professional, display events, photo shoots, etc...) will not be covered under this policy. If you are unsure please do not hesitate to contact us and we can discuss your individual requirements. We consider ‘professional or competitive’ to be activities/sports where you are either paid for participating in, receive any element of sponsorship, fees or prize money in excess of £200.

If purchasing a higher activity pack you will be covered for activities within that pack and also lower activity packs.

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Longstay, Backpacker, Medicare Extra, Working Holiday & Emigration Activity Packs


Abseiling
Aerobics
Amateur Athletic Field Events
Amateur Athletic Track Events
Angling
Animal Sanctuary/Refuge Work
Archery
Athletics
Badminton
Ballooning - Hot Air
Bamboo Rafting
Banana Boating
Bar Work
Baseball
Basketball
Beach Games
Biathlon
Billiards
Bird Watching
Body Boarding
Bowling
Bowls
Boxing Training
Bridge
Bridge Swinging
Bungee Jumping
Camel/Elephant Riding/Trekking
Camping
Canoeing
Canoeing (excluding white water)
Caravanning
Catamaran Sailing (In-shore)
Chess
Clay Pigeon Shooting
Climbing
Cricket
Croquet
Curling
Cycle Touring
Dancing
Darts
Deep Sea Fishing
Diving
Driving Any Motorised Vehicle
Elephant Trekking (UK-Booked)
Expeditions
Fell Running
Fell Walking
Fencing
Fishing
Fives
Flag football
Flying as passenger (private/small aircraft)
Football
Football - Beach Kick Around
Fresh Water Fishing
Frisbee
Fruit or Vegetable Picking
Glass Bottom Boats
Gliding (learning non competition)
Golf
Gorilla Trekking
Gymnastics
Highland games
Hiking/Trekking/Walking
Hill Walking up to 2000m
Historical Research
Horse Riding
Hot Air Ballooning
Indoor Skating
Jet Boating
Jet Skiing
Jogging
Kayaking (up to grade 2 rivers only)
Keepfit
Kiting

Jet Skiing (non incidental)
Korfball
Low Ropes
Marathons
Model Flying
Model sports
Motorcycling with appropriate UK licence
Mountain Biking (on road non racing)
Netball
Orienteering
Overland Trips
Petanque
Pigeon racing
Pony Trekking
Pool
Power lifting
Quoits
Rackets
Rafting
Rambling
Rambling under 1,000m
Rap Running/Jumping
Racquet Ball
Re-Enactment
Restaurant Work
Rifle Range
Ringos
River Walking
Rock Scrambling (under 4,000m)
Rounders
Rowing
Running, Sprint/Long Distance
Safari (UK Organised)
Safari Trekking
Sail Boarding
Sailing
Sailing/Yachting inshore (recreational)
Scuba Diving to 18m
Scuba Diving to 30m
Scuba Diving to 9m
Sea Fishing
Shinty
Shooting
Small Bore Target Shooting
Snooker
Snorkelling
Softball
Squash (amateur)
Stoolball
Stoopball
Surfing (amateur)
Swim Trekking
Swimming
Swimming with Dolphins
Sydney Harbour Bridge
Table Tennis
Team Games
Ten Pin Bowling
Tennis
Trekking 1000m
Triathlon
Tubing
Tug of War
Volleyball
Walking
Water Skiing (amateur)
Weight Lifting
Whale Watching
White Water Rafting + Canoeing (grade 1 to 3)
Windsurfing
Working
Yachting (inland and coastal waters)
Yoga

Adventure Racing (up to 12 hours)
Adventure Racing (up to 6 hours)
Airsoft
American Football
Big Foot Skiing
Blade Skating
Bobbing
Breathing Observation Bubble (BOB)
Canoeing (White Water)
Canyoning
Cat Skiing
Cross Country Running
Cross Country Skiing
Dragon Boat Racing
Dry Slope Skiing
Elephant Trekking (non-UK booked)
Equestrian
Falconry
Flying crew/pilot
Flying Helicopter (Pilot)
Football - Amateur
Gaelic Football
Glacier Walking
Gliding
Gliding (non competition)
Go Karting
Gorge Walking (no ropes)
Handball
Harness Racing
High Diving
Hobie Catting (In-shore)
Hockey
Hockey (Ice) With Full Body Protection
Horse Jumping (no Polo, Hunting)
Horse Riding (Eventing)
Husky Dog Sledding
Hydro Zorbing
Ice Hockey
Ice Skating
Indoor Climbing (on climbing wall)
Iron Man
Jousting
Judo
Karate
Karting
Kayaking (grade 3 rivers only)
Kayaking (In-land waters)
Kendo
Kick Sledging
Kite Boarding
Lacrosse
Land Skiing
Land Yachting
Langlauf
Martial Arts (Training Only)
Modern Pentathlon
Mono Skiing
Mountain Biking (off road non racing)
Mountain Boarding
Mountain Walking up to 1000m
Mountaineering up to 1000m
Off Road Motorcycling (up to 250cc)
Off-piste skiing
Paint Balling
Parasailing (over water) incidental
Parascending (Over water)

Parascending (over water, non incidental)
Passenger Sledge
Polo cross
Power Boating
Professional Entertaining
Quad Bikes
Rambling up to 2,000m
River Tubing
Rodeo
Roller Blading (Line Skating/Skate Boarding)
Roller Hockey
Roller skating
Rugby (amateur game)
Rugby (training)
Rugby League
Rugby Union
Safari (non UK Organised)
Sand Dune Surfing/Skiing
Sand Yachting
Sea Kayaking / Canoeing
Shark Cage Diving
Skateboarding
Ski Boarding
Ski Dooing
Skiing
Skiing - Mono
Skiing - Nordic
Sky Diving (up to 2 jumps)
Sledging
Sledging/Tobogganing
Sleigh riding (reindeer, horses or dogs)
Snow Biking
Snow Blading
Snow Bobbing
Snow Mobile/Ski Doos
Snow Mobiling
Snow Parascending
Snow Scooting
Snow Shoe Walking
Snow Tubing
Snowboarding
Snowcat Driving
Soccer
Speed Sailing
Speed Skating
Speed Trials/Time Trials
Sphereing
Street Hockey
Summer Tobogganing
Surfcasting
Taw Kwon Do
Telemarking
Tobogganing/Sledging
Trampolining
Tree Top Canopy Walking
Trekking 2000m
Ultimate
Under 17 Driving (not public roads)
War Games/Paint Balling
Water Polo (amateur)
Water Ski Jumping
White Water Rafting (grade 4 to 6)
Winter sports
Wrestling

Boardsailing
Buggying
Caving/Pot Holing
Cyclo Cross
Devil Karting
Dinghy Sailing
Dirt Boarding
Extreme Sports
Glacier Skiing
Heliskiing
Hurling
Hydrospeeding
Ice Climbing
Ice Go Carting
Ice Windsurfing
Kite Buggying
Kite Surfing
Mountaineering up to 2,000m
Octopush
Outdoor Endurance Tests
Paragliding
Parascending (over land)

Power Gliding
Power Kiting
River Bugging
Rock Climbing (under 2,000m)
Skeleton
Ski Biking
Ski Blading
Ski Randonee
Ski Touring
Ski Yawing
Skiing - Freestyle
Skiing - Glacier
Skiing - Snowcat
Snow Carting
Snow Go Karting
Snow Kiting
Trekking 3000m
Via Ferratta
Wake Boarding
Wind Tunnel Flying
Winter Walking

Adventure Racing (up to 24 hours)
Assault Courses including High Ropes
Black Water Rafting (Grades 1 to 3)
Blowcarting
BMX Freestyle & Racing
Cave Diving
Cycle Racing
Freestyle Skateboarding
Gliding (competition)
Hang Gliding
Micro Lighting
MotoCross
Motor Racing/Rallies/Competitions (all types)

Mountaineering up to 3,000m
Parapenting/Paraponting
Polo
Scuba Diving to 40m
Ski Flying
Ski Mountaineering
Ski Run Walking
Skiing - Off Piste Without a Guide
Sky Diving (multiple jumps)
Slack-Lining
Wicker Basket Tobogganing
Zip Trekking
Zorbing

First Class, Economy 500 & Annual Multi-Trip Activity Packs


Aerobics
Amateur Athletic Field Events
Amateur Athletic Track Events
Angling/Fishing (freshwater)
Animal Sanctuary (non big game)
Archery
Badminton
Ballooning - Hot Air
Bamboo Rafting
Banana Boating
Bar Work
Baseball
Basketball
Billiards
Bird Watching
Board & Card Games
Body Boarding
Bowling
Bowls
Bridge Swinging
Bungee Jumping
Camel/Elephant Riding/Trekking
Camping
Canoeing/kayaking (Grades 1-3)
Caravanning
Catamaran Sailing (In-shore)
Clay Pigeon Shooting
Cricket
Croquet
Curling
Cycle Touring/leisure biking
Dancing
Darts
Diving (Indoor up to 5m)
Dragon Boat Racing
Elephant Trekking (UK booked)
Fencing
Fives
Flag football
Flying as passenger (private/small aircraft)
Football/Soccer - Kick Around (any surface)
Frisbee (recreational)
Golf
Gorilla Trekking (up to 1000m)

Highland games
Horse Riding (No Jumping)
Hot Air Ballooning
Indoor Skating (not ice)
Jet Boating
Jet Skiing
Kiting
Korfball
Low Ropes
Marathons
Model Flying
Model sports
Mountain Biking ( up to 1000m)
Netball
Orienteering
Petanque
Pigeon racing
Pony Trekking
Pool
Quoits
Rackets
Racquet Ball
Rafting (Grades 1-3)
Re-Enactment
Rifle Range
Ringos
Rounders
Rowing (inshore –recreational)
Safari (UK booked)
Sailing/Yachting (recreational - inshore)
Scuba Diving (not solo
up to maximum 30m)
Snorkelling
Softball
Squash
Stoolball
Swimming (pool - not open water)
Swimming with Dolphins
Table Tennis
Ten Pin Bowling
Tennis
Trekking/Mountain
Walking/Hiking/Rambling/Mountaineering (in group) all up to 1000m
Tubing
Tug of War
Volleyball
Whale Watching
Yoga

Adventure Racing (up to 6 hours)
Airsoft
Angling/Fishing (sea)
Climbing (Indoor/outdoor climbing wall up to 25m)
Cross Country Running
Diving (Indoor up to 10m)
Dry Slope Skiing
Elephant Trekking (non UK booked)
Falconry
Football/Soccer - Organised Amateur
Frisbee (Ultimate Frisbee)
Gaelic Football
Gorilla Trekking (up to 2000m)
Gymnastics
Handball
Hockey (field)
Iron Man
Judo (Organised Training)
Karate (Organised Training)
Kendo (Organised Training)
Lacrosse
Martial Arts (Organised Training)
Mountain Biking (up to 2000m)
Paint Balling
Parasailing

Parascending (Over water)
Roller Blading/skating/Skate Boarding/scooters (non motorised)
Rugby (training)
Safari (non UK booked)
Safari Trekking
Sand Yachting
Sea Canoeing/Kayaking (inshore)
Shark Diving/Swimming (cage)
Shinty
Street Hockey
Surf life saving (organised competition)
Surfing
Trampolining
Trekking/Mountain
Walking/Hiking/Rambling/Mountaineering (in group up to 2000m)
Triathlon
up to 1 day Skiing/Dry slope skiing/Snowboarding
War Games/Paint Balling
Water Polo
Water Skiing (no jumping)
Weight Lifting
Windsurfing/Boardsailing/Sailboarding
Wrestling (organised training)

Adventure Racing (up 12 hours)
American Football (Organised/with Safety Equipment)
Animal Sanctuary (Big Game)
Biathlon
Big Foot Skiing
Blade Skating
Breathing Observation Bubble (BOB)
Canoeing/kayaking (grades 4-6)
Canyoning
Cat Skiing
Cross Country Skiing
Equestrian
Flying crew/pilot
Flying Helicopter (Pilot)
Glacier Walking
Gliding (non-competitive)
Go Karting
Gorge Walking (with ropes)
Harness Racing
Hockey (Ice) With Full Body Protection
Horse Jumping ( no Polo
Hunting)
Horse Riding (Eventing)
Husky Dog Sledding
Hydro Zorbing
Ice Skating
Kick Sledging
Land Skiing
Langlauf
Modern Pentathlon
Mono Skiing
Mountain Boarding
Octopush
Off Road Motorcycling (up to 250cc)
Passenger Sledge
Power Boating (inshore)
Power lifting

Quad Bikes
Rafting (grades 4-6)
River Tubing
Rodeo
Roller Hockey
Rugby (Amateur Game)
Sand Boarding
Sand Dune Surfing/Skiing
Ski Boarding
Ski Bobbing
Ski Dooing
Skiing
Skiing – Cat
Skiing – Mono
Skiing – Nordic
Sledging/Tobogganing
Sleigh riding (reindeer
horses or dogs)
Snow Biking
Snow Blading
Snow Mobile/Ski Doos
Snow Parascending
Snow Scooting
Snow Shoe Walking
Snow Tubing
Snowboarding
Snowcat Driving
Speed Sailing (in shore)
Speed Skating
Speed Trials/Time Trials (Organised
not public roads)
Summer Tobogganing
Swimming (open water)
Telemarking
Tree Top Canopy Walking
Under 17 Driving (not public roads)

Blowcarting/Land Yachting/Kite Buggy
Boxing Training
Devil Karting
Dirt Boarding
Gorge Walking (no ropes)
Gorilla Trekking (up to 3000m)
High Diving
Jousting
Kite-boarding/surfing
Motorised Buggying
Mountain Biking (up to 3000m)

Paragliding
Parascending (over land)
Ski Biking
Skiing – Snowcat
Snow Karting
Snow Surfing
Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 3000m)
Wake Boarding
Water Skiing (jumping)

Abseiling (outdoor up to 25m)
Caving/Pot Holing
Climbing (rock & ice climbing)
Glacier Skiing
Gorilla Trekking (up to 4000m)
Heliskiing
Hurling
Hydrospeeding
Ice Go Carting
Ice Windsurfing
Mountain Biking (up to 4000m)
Polo
Polo cross
Rap Running/Jumping (Outdoor above 25m)
River Bugging

Skeleton
Ski Blading
Ski Randonee
Ski Touring
Ski Yawing
Skiing – Freestyle
Skiing – Glacier
Snow Kiting
Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 4000m)
Via Ferratta
Wind Tunnel Flying/Indoor Sky diving
Zorbing/Sphereing

Adventure Racing (up to 24 hours)
Assault Courses including High Ropes
Cave Diving
Cycle Racing
Cyclo Cross
Freestyle Skateboarding
Gliding (competition)
Hang Gliding
Micro Lighting
MotoCross
Motor Racing/Rallies/Competitions

Parapenting/Paraponting
Power Boating (off shore)
Power Gliding
Power Kiting
Rafting (black water grades 1-3)
Scuba Diving (not solo)
Ski Flying
Ski Mountaineering
Ski Run Walking
Skiing - Off Piste Without a Guide
Slack-Lining
Wicker Basket Tobogganing
Zip Trekking

Adventure Racing (up to 36 hours)
BMX Freestyle & Racing
Downhill Mountain Biking
Gorilla Trekking (up to 5000m)
Kloofing
Mountain Biking (up to 5000m)

Scuba Diving (Solo)
Solo Climbing/Mountaineering
Tandem Skydive (up to 2 jumps maximum)
Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 5000m)

Adventure Racing (up to 48 hours)
Airboarding
Big Game Hunting
Bobsleigh
Bouldering
Boxing
Bull Running
Cave Tubing
Coasteering
Deer Stalking
Drag Racing
Free Diving
Gorilla Trekking (up to 6000m)
Hunting/Shooting
Ice Diving
Ice Holing
Ice Marathon
Ice Speedway
Judo (competition)
Karate (competition)
Kendo (competition)
Luge/Bobsleigh
Martial Arts (competition)
Mixed Gas Diving
Mountain Biking (up to 6000m)

Parachuting
Potholing
Rafting (black water grades 4-6)
Rowing (up to 6000m)
Sailing/Yachting (recreational)
Shark Diving/Swimming (no cage
full safety equipment and supervised)
Ski Acrobatics
Ski Jumping
Ski Racing
Ski Stunting
Skiing – Para
Sky Diving
Sky Jumping
Sky Surfing
Tree Top Canopy Walking (set up)
Trekking/Mountain Walking/Hiking/Rambling/Mountaineering- in group (up to 6000m)
Wrestling (competition)